Helpful Tips for Prepaid Debit Cardholders

If you wish to know how you can responsibly manage your prepaid debit cards, then we suggest that you read the remainder of this article.


Always monitor your spending habits. We advise you to keep track of the transactions charged to your prepaid debit card. Always check if you still have available balance on your card, so that you can avoid paying additional charges in the form of declined transaction penalties and overdraft fees.


You should also avoid depositing huge sums of money onto your card. This way, you won't be tempted to splurge on unnecessary items, especially if you are on a tight budget.


Come up with a strong PIN code. See to it that you use a strong PIN Code for your prepaid debit card. Avoid using number combinations that are related to your personal information such as your age, birthday, last digits of your phone number, etc.


Don't link your card to your bank account. Never link your prepaid debit card to your savings or checking account. This way, fraudsters will not be able to gain access to the funds in your bank account, in case your plastic card gets lost or stolen.